ilmscore | Car Ownership and Debt Predictions
Car

Car Ownership and Debt

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Accuracy

Recent Predictions

Total: 3
Correct: 0
Incorrect: 0
Pending: 3
Unrated: 0
Prediction
Author
Predicted at
Status
Video
The guest is significantly underwater on their car loan, owing $8,000 more than the car's value, further compounded by credit card debt from the down payment.
"So, you're underwater by, you know, $8,000 or so. And then you have what was it? a $5,000 max out cr..."
Caleb Hammer Caleb Hammer
Oct 8, 2025
Pending
$70,000 In Debt Simp...
The current car is too expensive and should be sold. The plan involves selling the car, borrowing money for a cheaper one, and prioritizing debt repayment over several years, suggesting a significant lifestyle adjustment is required.
"So, that's the plan. That is the plan. I don't see other plan would be big consolidations, but only ..."
Caleb Hammer Caleb Hammer
Oct 1, 2025
Pending
$67,000 Of K-Pop Deb...
The speaker advises the guest that their current car loan is unsustainable given their low income and suggests getting their previous job back.
"This car is way too expensive for someone on your lack of income scale. If it was your previous job,..."
Caleb Hammer Caleb Hammer
Aug 13, 2025
Pending
I've Finally Met My ...